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(Subject to eligibility and affordability)

Frequently Asked Questions

1. How Do I Apply?

To apply, simply fill out the application form or give us a call and speak to one of our friendly advisors.

2. Am I eligible for a Guarantor Loan?

The eligibility of a Guarantor Loan is the same as any other unsecured loan except there will be someone guaranteeing you will make the repayment. This person will be acting as the guarantor.

To be eligible you must meet the following minimum requirements:

  • 18-years-old
  • Employed
  • £500 monthly salary
  • Not in an IVA/Trust Deed or have previously been declared bankrupt

3. Who can act as my Guarantor?

The guarantor can be related or unrelated, however, any person who is financially linked to you, such as your spouse or dependants may not act as your guarantor. Also, you need to make sure that the guarantor is someone who is financially stable.

To be an eligible guarantor, you must meet the following minimum requirements:

  • 25-years-old
  • Employed
  • £500 monthly salary
  • Not in an IVA/Trust Deed or have previously been declared bankrupt

4. How much can I borrow from LoansWithGuarantor?

You can borrow between £250 - £12,000.

5. How long can I take the loan for?

The loan can be repaid over both short and long-term periods. This can range from 12 months to 60 months.

6. What is the repayment procedure?

The loan will be repaid in monthly instalments via direct debit.

7. Can I pay off the loan early?

Yes, it is possible to pay off the entirety of the loan earlier than the agreed repayment period. This will have no effect on the initial agreed APR.

8. Is the loan secured or unsecured?

The loan is completely unsecured.